How does financial performance affect financial inclusion for developing countries?
Yükleniyor...
Tarih
2022
Yazarlar
Dergi Başlığı
Dergi ISSN
Cilt Başlığı
Yayıncı
Taylor & Francis
Erişim Hakkı
info:eu-repo/semantics/closedAccess
Özet
This study aims to detect the relationship between financial inclusion and financial performance in the banking sector. Within this scope, firstly, we develop an index for financial inclusion which consists of various dimensions for 85 developing countries in the 2005–2017 time period. Then, we apply static and dynamic panel data analyses. Static panel data analysis findings indicate that financial performance indicators such as bank return on assets, bank return on equity, and bank net interest margin positively affect and bank lending-deposit spread negatively affects financial inclusion, but bank non-interest income to total income has a statistically insignificant coefficient. Also, as a robustness analysis, dynamic panel data analysis provides evidence that financial performance is important for financial inclusion. According to our findings, we can say that the increase in the profitability of the banking sector is one of the triggers of financial inclusion for developing countries.
Açıklama
Received 15 November 2021, Accepted 13 June 2022
Anahtar Kelimeler
Financial performance, Financial inclusion, Developing countries, Banking sector efficiency
Kaynak
Journal of Sustainable Finance and Investment
WoS Q Değeri
Scopus Q Değeri
Q1
Cilt
Sayı
Künye
Kaya, E. (2022). How does financial performance affect financial inclusion for developing countries?. Journal of Sustainable Finance & Investment, 1-20.
